Our Debt Collection Answers Intro offers a free sneak peak at our consumer guide to help you learn how to deal with debt collectors. This is the first page of the free chapter.
Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights is packed full of useful, easy-to-understand information that educates you about your debt collection rights and tells you what to do when you are contacted by a debt collector. Among other things, it:
This book also offers helpful tips and warnings, sample letters to write and forms to use, as well as information about other resources that may be of help when you have too much debt and/or are having problems with a debt collector.
We recommend that you read the entire book, even if you think parts of it don’t apply to you. You may find out about important legal rights you didn’t know you have.
You will learn a lot about the laws that relate to debt collection in this book. If you think that a debt collector has violated your legal rights, call a consumer law attorney right away. The attorney will warn you against saying or doing anything that could create additional problems for you with the debt collector or that could weaken your case against the collector should you sue him. The attorney may also tell you about actions you can take now in case you later decide to pursue a lawsuit against the debt collector. Furthermore, knowing that you have an attorney on your side can help reduce the amount of anxiety and stress you may be feeling as a result of being contacted by the debt collector.
Tip: You can get a free consultation with a consumer law attorney and if it turns out the debt collector is breaking the law, it will have to pay your attorney's fees, so there is no fee to you.
Warning: Keep in mind that you may only have one year to sue a debt collector who breaks the law. While a year may seem like a long time, it can go by very quickly. So don’t procrastinate if you think you need to call an attorney!
Continue reading the first chapter of Debt Collection Answers online here.
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