confidential information

by jitendra singh
(michigan)

Is it a fair debt collection practice if my employer informs the creditor itself i.e a different company about my work hours and payments made to me?

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May 14, 2010
 Collector contacting employer
by: Mary

Thanks for submitting your debt collection question on our Q&A page.

Under the federal Fair Debt Collection Practices Act, a debt collector is legally entitled to contact your employer to find out how to get in touch with you, assuming the debt collector does not have that information. However the collector cannot say why he wants to talk with you and cannot ask your employer for any other information about you. Therefore, it appears that by asking your employer for information about your wages that the collector has violated your legal rights.

I recommend that you immediately contact a consumer law attorney in your area with experience in debt collection cases. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Please share what happens with your situation in the comments section for this question. We are very interested in hearing how this turns out for you, and your experience can help others who are struggling with debt collectors.

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