Collection over settled debt
I settled a credit card acct two years ago along with another account with the same creditor. The agreement was 12 monthly payments, which i made on both accounts through debt settlement company. The one account was settled and closed, but the other one never got settled and closed.
Now a collection lawyer is calling me saying I never made the payments. I sent him proof that I made every payment. Now he wants a letter stating the account in settled. I never got one on the other account, but that one is done and over.
Does this happen a lot and will I be victorious if they sue me? This is the end of a long battle to get all my accounts settled and paid off. My parents helped me and I am on the road back.
I even have a credit score of 683, which isn't too bad. Can you give me advice on what to do in this situation? The lawyer is a real jerk and acts like he has never spoken to me before when he calls.