collection agency trying to collect on debt that does not appear on credit report
( Brighton, UK)
I was contacted in May 2011 by a collection agency about an old debt (last payment date 09/2005) that does not appear on my current credit report. It does appear on a report from a year ago. The original debt was about 10,000 and now they are claiming it's at $14,000.
If it does not appear on my current report has it exceeded the statute of limitations? I have a feeling it has and that this agency is trying to collect on an invalid debt.
I've been in the UK for 8.5 years and this US based agency has threatened to put this forth to UK attorneys.
I'm wondering if their bulldog tactics are a front or if this debt could still be valid though it's not listed on my CR...