Civil Judgement Levy Against My Bank Acct
(york pa )
I have a civil judgement from Asset Acceptance when I called the attorney it rerouted me to midland company they said my acct was with Dell now I haven't paid them since 2004 or 2005 is it legal for them to sue me I'm in pa I thought limit of situations ran out please help me they said I can't do anything til nov 13 when I bank says them a letter saying I have no money in there they want me to make payments it's for 2600 but original debt was maybe 1000.00.
Reply from DebtCollectionAnswers.com:
Jaqueline - Do you know when the obtained the judgment? It's hard to say whether they acted illegally or not since it's not clear when you were sued for this debt. Normally at a debt this old would likely be statute of limitations. But in many cases, you have to raise the statute of limitations as a defense against the debt collection lawsuit, and it sounds like it's past that point.
We would encourage you to talk with a consumer law attorney. A bankruptcy attorney could help you understand your options, or you may be eligible for help from Legal Aid. Please try to talk with one. Judgments can last for 10 - 20 years in most states, and if you don't figure out a plan your bank account could be at risk for years to come. Find out how to get free or low-cost help with your debt collection problems here