Can't Afford to Pay Hospital Bill

by mike
(San Jose, Ca, USA)

Hi,
I visited an ER at a local hospital for a medium stomach pain back in Dec, of 2010. As soon as i put my foot at this facility , i told everyone that i don't have a job, or insurance, however, nonetheless, they said nothing and admitted me for couple of hours.

The ran some unnecessary tests (x-rays, ECO heart test!), and the Dr. wasn't even knowledgeable of my issue. Now i received a huge bill for over $8,250. I've contacted their Assistant Prog. dept, and sent them some docs., but they want more my doc. which i don't want to.

I was thinking to send them $5.00 - to let them know that i can't afford paying this bill, but i am not sure, and don't know if that's a right move.

Pls, advice me what to do, and let me know if you have more questions of me.

Thanks,
-mike

Comments for Can't Afford to Pay Hospital Bill

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Apr 04, 2011
 Can't Afford to Pay Hospital Bill
by: DebtCollection Answers.com

Mike:

Many people are in your same situation these days -- they need emergency medical care and then are faced with the problem of how to pay for that care without insurance or a job.

I am not sure why you do not want to provide the hospital with the additional information it's asking for related to your request to participate in its Assistance Program. However, if you want to be considered for that program, I urge you to give the hospital all the information it wants. If you do not and your bill remains outstanding, you risk having the debt turned over to a debt collector and even being sued for the money you owe the hospital, which will only add to your problems. Hospitals have become increasingly aggressive about collecting unpaid medical bills.

You should also know that if you do not qualify for the hospital's Assistance Program, your state or county may run a medical assistance program. Also, some churches and social service agencies help people pay their medical bills, although I doubt any of them would be able to make much of a dent in your hospital bill given its large amount. Another option you may want to consider given your financial situation is to file for bankruptcy. If you want to explore this option, click here for a free consultation with a bankruptcy attorney.

Last but not least, I think it's a waste of time to send the hospital $5.00. It already knows that you cannot afford to pay your bill and need financial help, so I don't see what sending them that small amount would accomplish.

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