Can they renew a judgement?

by John

Unbeknown to me I had a judgement against me from 1990, it was from a casino in New Jersey. I was never informed of the debt at the time I was living in Mass., I had lost my job and moved to Florida. I just received a letter saying that there was a renewed judgment entered in May of 2009? I am just not sure of statue's of limitation on such an old debt, also shouldn't I have been notified prior to this being done? If this is legal what recourse do I have? Thank's very much in advance.

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Oct 21, 2010
renewed judgment on old debt
by: Gerri

There have been many news stories about consumers who were not properly served in debt collection lawsuits. If you were not properly served, it is possible the judgment against you could be vacated. However, this is not an easy process and it's something where we definitely recommend you talk with an attorney.

Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

The statute of limitations for judgments is typically much longer than that for general consumer debts. And in most states, a judgment can be renewed, which essentially means it can last indefinitely.

If it turns out the judgment cannot be vacated, then you are going to have to find a way to deal with this debt. If you can't pay it off, you may want to consider trying to settle it for less than the full balance, or you may need to talk with a bankruptcy attorney if you simply can't afford to pay it.

If you can't pay it, please do consult with an attorney sooner rather than later. Creditors have many more options available for collecting judgments than they do for collecting unsecured consumer debts. I wouldn't want to see you caught by surprise if the creditor went after your bank account, for example. Find out what your rights are see you can find a way to deal with this debt.

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