Can debt collect sue for money owed?

a debt collector says i have no time to make payments and will not expect them unles i pay in full in 3 days i dont have the money and they will not let me make payments can they sue me even though im tring to pay off my debt?

Comments for Can debt collect sue for money owed?

Click here to add your own comments

Jan 17, 2011
 Can Debt Collector Sue for Money Owed?
by: Mary

we will answer your debt collection question for free .

So sorry that you've not been able to work out a payment plan with the debt collector who has been contacting you about the money you owe. Unfortunately however, the collector is not legally obligated to accept your proposal. In addition, if you and the debt collector are unable to agree on a way for you to resolve your debt, the collector is entitled to sue you for the money you owe.

You may want to see if you can avoid a lawsuit by scheduling an appointment with a consumer law attorney who helps consumers resolve their debt collection problems and asking the attorney to try to negotiate a payment plan with the collector. Given that a lawsuit sounds imminent, you should take this step immediately if it is something you would like to try.

If you do talk with an attorney, I am not promising you that he or she will be able to help you avoid a lawsuit; sometimes however, an attorney can get results when a consumer can't. In the end however, even if the attorney does contact the collector on your behalf, the collector will probably pursue the lawsuit he is threatening you with if the attorney and the collector are not able to reach a payment plan agreement.

If you would like to talk with a consumer law attorney, schedule a meeting with one in your area. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Best of luck.

Click here to add your own comments

Return to Debt Collection Questions.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2021 by Mary Reed and Gerri Detweiler.
All rights reserved..
Read our Privacy Policy here. Do not sell my information.