Calling my emergency contact?

by Alicia
(Cleveland, OH)

Today a medical debt collector called my mother in an attempt to collect my medical debt. She is listed as my emergency contact on medical forms but there is no other way they would have access to her phone number. They told her that I had listed her as a "secondary contact" which is not true. I am FURIOUS that as I am 27 year old professional, my mother was contacted.

Do I have a legitimate complaint against the collector who I never gave permission to contact my mom?

Comments for Calling my emergency contact?

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Mar 04, 2012
 Calling my emergency contact?
by: Debtcollectionanswers

Alicia:

The federal Fair Debt Collection Practices Act (FDCPA) gives debt collectors the right to contact your mother or other people who know you in order to find out how to contact you. However, they do not have the right to tell those individuals why they are trying to reach you, to share any information with them about your debt, or to ask those people to pay what you owe. Therefore, if the medical debt collector did any of those things, it violated your rights under the law and you may have the basis for a lawsuit. Your best course of action is to schedule a free consultation with a consumer law attorney.

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