biopsy bill debt collection

by Bernadett
(lake Worth,Florida,USA)

last year i was at my dr's office and she was requesting a biopsy for me, before the procedure was done me and my husband asked that how much the biopsy is going to be, her assistant made a phone call to the lab and gave us an answer for $ 400-500 which we were accepting it ,we had and still do not have medical insurance,after the biopsy was done i received a statement for $ 1,750.00 , right away i sad it is impossible because that was not what we had been told. Finally they put the case whith a collection agency which i disputed but they refused it , i paid 2 times $ 1.00 on the bill, now i received a collection letter from a different agency,actually it is now a law firm. What should i do... by the way again i was diagnosed with canser and i asked the lab again how much it would be and they sad $ 199.00/biopsy,the same area of problem... now i am trapped. What should i do or what is the best way to answer the new collection letter. ?
thank you Bernadett

Comments for biopsy bill debt collection

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Aug 17, 2010
Biopsy Medical Debt Collection
by: Mary

Thanks for submitting your debt collection question on our Q&A page.

So sorry to learn about your health problem! I am sure that the last thing you need at the moment is a debt collection problem too!

It sounds to me like there may have been some miscommunication between the person at your doctor's office who called to get a price for your biopsy and the lab. Maybe the person at the lab gave your doctor's assistant the wrong price or only part of the total cost of the procedure. I am curious when you first received the bill for the biopsy, did you try to resolve the problem with the help of your doctor's office?

At this point, the first thing you should do is write to the law firm immediately to ask for written verification of the debt it wants you to pay. Make a copy of your letter for your files and send the original letter via certified mail with a return receipt requested. The Fair Debt Collection Practices Act requires that the collector provide you with proof that you owe the debt. Also, asking for the proof will buy you some time to figure out what you to do about the money the law firm wants you to pay.

In the meantime, I recommend that you talk with a consumer law attorney. The attorney may be able to help sort out the facts of your case and, given the discrepancy between what you and your husband were told the biopsy would cost and what you were actually billed, he may be able to get the law firm to agree to settle your debt for less than the amount that it says you owe but maybe for more than what you say you were told the biopsy would cost, especially if the assistant in your doctor's office will corroborate the facts of the situation as you see them.

You can schedule an initial consultation with a consumer law attorney in your area who helps consumers resolve their debt collection problems. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Please share what happens with your situation in the comments section for this question. We are very interested in hearing how this turns out for you, and your experience can help others who are struggling with debt collectors. Best of luck!

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