If you came to this page, there's a good chance you are looking for advice about free legal help with a debt collection problem. We're not attorneys, but we can help you find the answer you need!
Many people don't realize that if a debt collector is breaking the law, there are attorneys who will help you at no charge to you. That's because if a debt collector breaks the law, the collector will be required to pay the debtor's attorney's fees under the Fair Debt Collection Practices Act. In fact, many of these cases never go to court.
Feel free to browse our free articles, download our free worksheet and, if you would like more debt collection advice, buy our book Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights.
What are some of the most common types of problems that result in debtors suing debt collectors?
- A debt collector calls you at work or home or after you've told them to stop.
- Bill collectors leaving voice mail messages on answering machines revealing the debt.
- Those who threaten legal action they can't or won't take. For example, a debt collector may threaten to garnish wages before getting a court judgment.
- Collectors tell others about your debts (friends, relatives who didn't cosign, etc.)
These are just a few of the examples of violations. For more information on how to protect your rights, be sure to at least read the first chapter of Debt Collection Answers online - it's free.
Do you have a question about how debt collection laws can help you protect your rights? Ask it here!