A collection on my credit report is wrong and the creditor acknowdges it is wrong.
I have an incorrect collection on my credit report. Both the creditor and the debt collection agency agree the SSN they have on file is my son's (whose name is identical to mine). The creditor is telling me the debt collection agency should correct the error. I am in the middle of a re-fi and the mortgage company is saying the creditor should correct the error. What is the best (and fastest) way to correct this problem?