Having Problems With Debt Collectors?

You've come to the right place! We've helped thousands of consumers struggling with debt collectors through our free resources and information such as our free debt collection answers e-book or through our guide covering the 11 word phrase to stop debt collectors or questions we ask whether debt relief company's reviews are legitimate or how to stop foreclosure immediately. We want to help you too.

We understand that juggling bills is stressful. We also know that dealing with debts you can't pay can make that stress feel overwhelming. That's no way to live!

At DebtCollectionAnswers.com, our mission is simple: 

We want to help you put collection accounts behind you.

We do that by giving you unbiased information about your options and rights when debt collectors are trying to collect from you. 

First-time visitors: start here.

What's Your Biggest Debt Problem? 

Button: I have medical debt in collections
Button: I want to get collection accounts off my credit reports
Button: I want to know which debts are cancelled after death
Button: I need free legal help with debts
Button: I have collection accounts I can't pay
Button: I'm being sued for a debt
Button: Debt collectors are calling about a debt that's not mine.
Button: I am being threatened with arrest for a debt

Are You Dealing with A Specific Debt Collection Agency? Check out our guides.

Want to Dig Deeper Into Debt Collection? Get Our Free Ebook

Cover of Debt Collection Answers ebook

Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights is a free Kindle ebook available on Amazon here

Or you can download a copy in other formats (including PDF) here. No email address required! 

What you'll learn in our Debt Collection ebook

When you read our ebook Debt Collection Answers: How to Use Debt Collection Laws to Protect Your Rights, you'll learn:

  • What collectors can and cannot do to collect from you.
  • What to do about old collection accounts.
  • Your options for dealing with collection accounts that are hurting your credit scores.
  • Sued for a debt? The one thing you should not do. 
  • What to do if you think that what a collector is doing is illegal.
  • Strategies for negotiating a settlement on a debt you can’t pay.
  • How to decide whether filing for bankruptcy is what you should do.
  • How to get free or low cost legal advice and assistance.
  • And much more! 

Need an Answer Right Away?

We've partnered with this affordable service to help you get an answer from an attorney quickly and inexpensively. Just type your question below. Note: We an affiliate of this service. We only recommend services we would recommend to friends and family members! 

What Readers Are Saying About
Debt Collection Answers

“This dream team of debt experts can help you effectively deal with collection agencies. They’ll teach you how to fight back against unethical collection attempts and preserve your rights. Any consumer who’s being hounded by collectors or who has discovered an erroneous collection account on a credit report would profit from buying this book.” -- Liz Weston, the most-read personal finance columnist on the Internet (Nielsen/Net Ratings)

"Your website is very helpful to anyone who has to deal with debt collectors. Your answer to my question was prompt, concise, and knowledgeable. I am going to recommend your book to everyone I know who has a debt!" –K.M., New Lenox, Illinois

"Gave me good honest answers without any sugar coating, thank you for this and also thanks for responding so quickly to my question. The answers you provided have helped me to know what avenue I need to take next as my next logical step". --T.S., Cheyenne, WY

"Consumers don't often understand their rights when dealing with aggressive debt collectors and the unnecessary stress it can cause. Anyone feeling overwhelmed by excessive communications from collection agencies should read this essential resource produced by a pair of nationally renowned experts on the ins and outs of the regulations in place to protect Americans from these unlawful practices."  — Ashley Dull, Editor in Chief of BadCredit.org and CardRates.com  

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About This Site

We wrote our book and created this site after hearing from so many people who are struggling with debts they can't pay but don't know where to turn. Most of the people we hear from aren't trying to get out of paying what they owe; in fact, sometimes it's just the opposite. Consumers sometimes pay collectors at the expense of essential bills.

Some people we hear from are worried about losing their jobs because they are getting calls about past due bills at work, while others are embarrassed that collectors have told their relatives or even their coworkers about the money they owe. We want to give these consumers - including you - information, tools and resources to resolve your debts and feel good about your financial future again. 

We are consumer advocates, not attorneys. Our goal is to help you find a solution that will allow you to put your debt collection problems behind you. This site provides educational information, not legal advice.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
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