Subscribe To This Site
XML RSS
Add to Google
Add to My Yahoo!
Add to My MSN
Subscribe with Bloglines
Home
Blog
Popular Topics Negotiating
Being Sued?
Deceased Debts
Credit Reports
Debt Not Mine
Foreclosure
Bankruptcy
Medical Debts
Free Resources Free Worksheet
Q & A
Complaints
Alerts
The Book Our Book
Buy Now
Testimonials
The Authors
Site Info Newsroom
Privacy Policy
Partners
 

Which State Laws Do You Follow

by shelly
(texas)

If you entered a car loan agreement in Florida but now live in Texas which state laws do you follow? The state in which you live or in the state the debt was purchased? Also if the state says Federal law applies do you still go by the years of that state for the years that a debt collector can sue and bother you for? If not what are the guideline for the Federal laws on credit cards and automobiles?

Comments for
Which State Laws Do You Follow

Click here to add your own comments

Nov 03, 2010
 a little more information please
by: Gerri

Shelly,

There are no federal statute of limitations for suing to collect a debt. That is a matter of state law.

What is your situation? Do you still have the car or was it repossessed? Are they coming after you for a deficiency? How long has it been since the repossession? Who is trying to collect from you - the original creditor or a collector. Have you been sued?

A little more information will help me point you in the right direction. Please use the comments link below.

Click here to add your own comments





Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2011 by Mary Reed and Gerri Detweiler.
All rights reserved.

SBI
SBI!

We are honored to be featured as a Best Money Site!

best money sites

free ebook chapter

debt collection help on DebtCollectionAnswers.com