What happens if you use a deceased person's card after their death?

by Bobby
(Brooklyn, NY, USA)

I'm looking for answers regarding New York State law governing deceased's debt & use of their credit cards/utility accounts after their death. Their estate is insolvent. We are very concerned that the debt will transfer or we will be charged with fraud.

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Oct 30, 2011
What happens if you use a deceased person's card after their death?
by: DEBTCollectionanswers.com.

When someone dies, that fact is supposed to be reported immediately to all of the deceased's creditors so that his or her accounts can be closed. If you are incurring debt in the name of a deceased person, you are committing fraud and if what you are doing is discovered, you are at risk for being criminally prosecuted. It's probably only a matter of time until you are caught so if I were you, I would schedule an appointment with an attorney right away to explain what you did and to get advise about what you should do to resolve your problem. Your situation is more apt to have a better ending if you take the initiative and get legal help now than if you wait until you are found out and are charged with a crime.


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