What a mess!
(Colonial Heights, Va. US)
I am in Va. I went to a local hospital for chest pains on Monday, Jan. 30,2012. I work part time with no benefits. I was asked for $250 deposit when I left and did not have it. I was told to get my bills together and they may be able to help me financially. On Wednesday, Feb. 1, 2012, I was contacted by the hospital and informed they could not help me because my credit score was too high. Then they told me my bill, for less than four hours was $4,941, for just the emergency room. They also wanted to know if I was paying by credit card/cash or if I wanted to pay $411 a month. I made less than $10,000 last year and my house payment is $503 a month, plus I have other bills and have to eat! I was called again yesterday and told they would settle for $2000, if I pay within the next ten days and if I don't my bill will go to a collection agency. They said they want an answer by Friday, Feb. 10, 2012. I had my taxes filed and I'll be getting $1000 soon but they advised me to borrow or whatever I have to do to get the money to them asap. I guess my question(s) is, can they make me pay that bill so fast or can I pay what I can when I can or is there a way to determine what you can pay by what you make? I hate to ruin my credit because it's almost perfect. That's because I do pay my bills. I have a hundred year old house, in need of repair and my newest vehicle is twelve years old. I also have a twenty three year old vehicle that I don't drive much because of the condition. My sixteen year old Nissan gets me back and forth to work but, thats' less than two miles away. I even had one person tell me they were taken to court by the same hospital because they tried to pay what they could when they could but they wanted it faster. What are my options, or should I just give up? Seems like in this country, the less you have, or if you don't want to work, you can get help. What a mess!