Water bill for a house that is not mine

by Angelo

Does the Fair Debt Collection Practices Act (FDCPA) protect me from being billed for water utilities from a house I do not even own?

Comments for Water bill for a house that is not mine

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May 25, 2014
HOA billing for plumbing repair that was not done at my Condo.
by: Anonymous

The HOA for my condo neighborhood continues billing me for a $192 "Leak Repair" that was not done at my condo, however, one was done at the condo unit next door. I have received collection letters and responded that HOA had not provided me with any documentation on the "leak repair". The HOA is now threatening to have my car towed if I don't pay the $192. bill to which they have added late fees and interest for the past three months increasing amount owed to just under $300. The local condo manager in the neighborhood knows the leak repair was done in the unit next door which is currently vacant and for sale. I have also notified HOA in writing that the absentee owners know the leak did not occur in my unit. I have never directly received a bill for the "leak repair" from a contractor or plumbing company. So far the HOA has not provided
any documentation as to who did the repair they claim I owe. They just keep sending threatening collection letters every 30 days.


Reply from DebtCollectionAnswers.com:
I think that at this stage in the process you might be well-served to consult with a consumer law attorney about your situation. All it may take to resolve your problem is a letter to the HOA from the attorney since attorney letters often get action when letters from the rest of us don't. I am concerned that if you allow this situation to go much longer, you could end up with damaging information in your credit reports, which could be difficult to deal with and jeopardize your efforts to get new or additional credit, purchase insurance, get a job, etc.

Sep 03, 2012
Water bill for a house that is not mine
by: Debtcollectionanswers.com


The federal Fair Debt Collection Practices Act does not apply to creditors, only to outside debt collection agencies, to attorneys who collect debts for clients and to companies that are in the business of buying past due debts. So, if you are being contacted about the debt by your utility company, you are not protected by that law. However, your state may have a law that applies to creditors who are trying to collect past due debts. You can find out if it does by calling your state attorney general's office or you can probably locate that information via a google search.

Assuming that it's the utility who is contacting you, have you sent it a letter to let it know that the bill you've received is for a house you do not own? If you call, I recommend that you also follow up in writing. Send the letter certified mail with a return receipt requested.

If you are unable to resolve your problem on your own, you may want to call your state public utility commission, which regulates utilities, to find out what it recommends you do. Otherwise, if the utility is unwilling to resolve its billing error, you may need to contact a consumer law attorney in your area who helps consumers with their debt collection problems.

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