Wage garnishment is covered by state law. A few states don't allow wage garnishment at all, others limit the amount that can be garnished.
Typically a creditor or debt collector must take you to court and get a judgment before your your wages can be garnished. That usually gives you time to either work something out or get an attorney if you need one.
If you give us more specific information about your situation we may be better able to answer your question. Keep in mind that if a debt collector threatens to take action it cannot take (for example, telling you that your wages will be garnished next week if you don't pay immediately, when that can't be done), that can be an illegal threat under debt collection laws.
Sep 23, 2009
garnishes by: Anonymous
I have had Sear's Canada garnish my wages without court order can I get my monies back that was garnished from my pay