wage ganishment

I lost my job in Nevada and couldn't pay my credit card debt. One of the collectors filed a lawsuit agains me then sent me a letter asking if I wanted to resolve the issue before judgements were entered. I've moved to Virginia and have finally found a job. (After 13 months) I tried to offer monthly payments but they told me it wasn't enough. Can they garnish my wages now that I am going to start work in Virginia?

Comments for wage ganishment

Click here to add your own comments

Jan 13, 2011
Wage Garnishment
by: Mary

Thanks for sharing your collection story with us.

Yes, I believe the debt collector can have your wages garnished in VA, assuming of course that it got a judgment against you in your former state of residence. It would be a different story if VA was one of the few states that does not permit wage garnishment.

If you want to be 100% sure that my answer is accurate, contact a consumer law attorney who helps consumers resolve their debt collection problems or a consumer bankruptcy attorney in your part of VA. (Your initial appointment should be free.) You might also try calling VA's attorney general's office to see if they can confirm what I am telling you.

Good luck.

Sep 03, 2011
Bank account ganishment
by: Anonymous

I have a credit card issues with citibank and I which was in the amount of $1,600.00.i closed the credit card since 2years. now the filed a lawsuit against me.They have gone in my account and took everything that I had in my account. I need your help to solve this problem.

Reply from DebtCollectionAnswers.com:

While we'd like to help, it may be too late. You really needed to get some advice before they took you to court and got a judgment against you. As we warn in our book, once a creditor has a judgment against you it may have additional ways to collect, including going after your bank accounts or other property you own.

You may want to talk with a consumer law attorney to find out if they acted legally, but the scenario you describe is not an unusual one for someone with a judgement against them.

Related page: Am I judgment proof?

Click here to add your own comments

Return to Debt Collection Questions.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2016 by Mary Reed and Gerri Detweiler.
All rights reserved.