WAGE ATT 1?

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WAGE ATT 1?

by Edith
(Ft.Lauderdale, Florida)

Hello...I work for UPS..last week was the frist time I notice a WAGE ATT 1 on my check stub in the deductions..for $44.54..I went to my HR office they're telling me it's going to take 24hrs to find who exactly is garrnishing my wages..my questions is..can they do this without letting me know?..I work part time..sometimes not even 20 hrs..I can't pay my rent and barely paying my bills..what can I do to fight this?

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WAGE ATT 1?

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Dec 16, 2011

WAGE ATT 1?
by: Debtcollectionanswers.com

Edith:

In order to have your wages garnished, you must be sued for the money you owe and the creditor must win the lawsuit. Did you receive notification that you were being sued and ignore the lawsuit?

If you did not respond to the lawsuit and did not show up in court on the day of the hearing, the creditor would have received a default judgment against you. Then the creditor would have been entitled to ask the court for permission to collect the amount of that judgment by garnishing your wages.

If you have no recollection of being served with information about a lawsuit against you, then you may want to consult with a consumer law attorney who helps people resolve their debt collection problems. This is because there are instances of companies deliberately ensuring that consumers are not properly notified of a lawsuit so that the companies can be assured of winning default judgments. However, this sort of behavior is illegal.

If you were in fact properly served with notification about the lawsuit and that you do indeed owe money to the company that sued you, you may want to talk with a consumer bankruptcy attorney. Filing for bankruptcy would stop the wage garnishment and give you and the attorney an opportunity to decide how best to deal with your debts. However, the attorney would need to look at the details of your financial situation to determine if bankruptcy is a good option for you.

Here are some resources that you may want to consult about your situation, consumer law attorney .

Dec 16, 2011

defaulted student loan garnishment
by: Anonymous

I posted this question..I had a govt loan with sallie mae...I deferred it for 10 yrs...and I still couldn't pay on it..I've tried to resolved it with them..needless to say..they wanted their money..well now a collection agency has my account..well I call them and they were extremely rude and laughing at me saying its my problem they don't care about my situation and either way they have my money...referring to the the garnishment..sallie mae had my current address..well the collection agency send mail to an address that's incorrect..nor do I know anybody who lives there..since I didn't respond to the mail about my wages being garnished cause it wasn't my address so I never got the letter..am screwed..their taking 15%..and I work part time at ups..I can't live or pay my bills..so am so depress about this situation..I can't afford a attorney..I need help..please help me

Reply from DebtCollectionAnswers.com:

We wish we had a straightforward answer for you. The problem is that student loans carry few consumer protections. You can read more about the problem with student loans at studentloanjustice.org. In the meantime, we recommend you at least talk with a bankruptcy attorney. While student loans generally can't be discharged in bankruptcy, there may be other things the attorney can recommend to help you get control of your finances.

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WAGE ATT 1?

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WAGE ATT 1?