Victim Of Fraudulent And Identity Theft
To whom it may concern, Madam or Sir;
My full name is Magdalena (last name removed), I live in the state of New York and on disability. Upon doing my annual credit report back in March 22, 2011 I came across devastating news after I had applied for an apartment and waited along period of time. I was finally called earlier this year for an apartment offer and sadly was quickly denied due to my poor credit report.
The debt in question is $9,198. I wish there was someone in Atlantic Credit & Finance who be kind, respectful and considerate that would help me with this matter, as i am innocent and a victim of identity theft and wasn't aware of this fraudulent account until my interview for an apartment. This devastating bad news has put a hardship burden on me and has taken a toe on my well-being.
I have NOT applied for any loans nor credits. Someone has stolen my identity and fraudulently signed and opened an account under my personal information.
I have since filed a police report for identity theft and have exhausted trying to contact Atlantic Credit & Finance for the pass four months but windup mailing my affidavit documents with the proven fact.
All I want now is for Atlantic Credit & Finance Inc to see the affidavit documents which I have submitted and promptly remove the debt from my credit report.
Reply from DebtCollectionAnswers.com:
We want to make sure you understand that we are NOT the collection agency. We are a consumer education website.
Based on the story you've shared, we recommend you talk with a consumer law attorney to find out what your rights are. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.