unknown caller to my husband's work phone
If the automated caller asks for me by name then says say yes or no if it is in fact me how do I know what type of call it is? The thing is that this call is being place on my husbands work phone. How do I figure this out considering I'm not there? If this a debt collector wouldn't they leave a contact number? Please help to figure this out....very frustrated.
Reply from DebtCollectionAnswers.com:
Dawson, Is it possible that you gave a creditor your husband's work phone when you were filling out some kind of joint credit application? If so, they may be calling to try to locate you to collect a debt.
It sounds like the only way to find out for sure is to respond by stating that you are the person that they are trying to reach. If it is a third party debt collector calling, then you can tell them this is a work phone number and you cannot accept calls there again. If they call that phone number again, they will be breaking the law.
If it is a creditor calling, you can tell them the same thing. You don't have the FDCPA on your side if you are dealing with a creditor (rather than a collector) but hopefully if you give them the correct number to reach you at, they will stop calling your husband's work phone number.
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