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Two Judgements on Same Debt

by Larry
(Mt. Washington, Ky. US)

Can a company issue two judgments against the same debt?? They had one judgment entered against me then had another judgment added for real property or real estate which is preventing me from buying a home. How can they report to a credit reporting agency two judgments for the same debt???

Comments for
Two Judgements on Same Debt

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Jul 03, 2010
 judgment debt
by: Mary & Gerri

It sounds to us like perhaps there is a judgment against you as well as a lien against your property. Is that the case? That makes more sense to us than two judgments for the same debt. But if that is the case (duplicate judgments), then we would recommend you talk with a consumer law attorney. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

We would be interested in hearing how this turns out.
Jul 03, 2010
 Two judgments
by: Anonymous

I think you are confused - and so am I.

First, a judgment and a lien are not the same thing. The first one is levied against your person and the second one against real property. Since you mention that you can't buy a home, I'd imagine you don't own one and if you don't own RE, there can't be a lien against something you don't have. Sounds like your confusion stems from the fact that the judgment against your person is preventing you from getting the credit you need in order to buy a home. Until you pay that judgment off, nobody will give you a mortgage. Also, I'd watch out because they will garnish your wages and bank account so you really won't be able to buy anything.

Good luck!

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