Two Collection Agencies Contacting Me About Same Debt

Jun 07, 2011

Two Collection Agencies Contacting Me About Same Debt
by: Debtcollectionanswers.com

Sheryl:

Are the two agencies contacting you at the same time about the debt or did one agency contact you initially and now, some months later, a different agency is trying to collect from you?

If it's the latter, then a debt buyer may have purchased your debt, which would mean that it now has the right to try to collect what you owe and that the first debt collection agency is out of the picture. Or, your original creditor may have ended its relationship with the first collection agency and turned your debt over to a new one, so you must deal with the new agency now.

If it's the former -- the two agencies are contacting you at the same time about the same debt -- then you need to figure out which agency is truly entitled to collect from you. To do that you may want to contact your original creditor (the company that turned your debt over to a debt collector) to find out who you should be dealing with or you may want to contact each of the debt collection agencies to tell them that they are both trying to collect the same debt from you and to ask them who you should work with.

Whomever you decide to contact, I would do it in writing and I would provide the comany/ies with a copy of the information you've received from both agencies asking you to pay the identical debt. Make a copy of your letter/s for your files and send the original letter certified mail with a return receipt requested.

If you are unable to resolve this matter on your own, you may want to hire a consumer law attorney who helps people deal with debt collection problems. All if may take is a call or letter from the attorney's office, which should not cost very much.

Good luck!

Two Collection Agencies Contacting Me About Same Debt

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Two Collection Agencies Contacting Me About Same Debt