Trying to collect debt that isn't accurate

by Rich
(Tampa, FL)

My wife recently received a debt collection notice from an agency in Michigan stating she owes $1355 to Bally fitness. She canceled that membership 10 years ago in good standing. We checked all her credit reports and this does not appear on them, her credit appears to be quite good. What should we do next to stop this in its tracks?

Interestingly the notice went to her work address, not home.
Thanks

Comments for Trying to collect debt that isn't accurate

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Dec 08, 2010
Ballys Fitness debt collection
by: Gerri

Your wife isn't the first one to complain about this type of problem. Even if the debt were valid, it sounds like it's outside the statute of limitations for Florida.

Read our advice on using a cease and desist letter to stop a debt collector. It should work fine. Keep copies of your letter for your records - just in case they sell the debt to another collector!

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