Tried to set up payment arrangements - Help!
(Batesville, IN )
If I am being taken to court and I try to make payment arrangements and/or settlement offer and they refuse me, am I still responsible for the debt?
All I was able to pay was $50.00 per month and they refused am I still obligated to pay? They know I am on disability and they want more than I can afford. I only make $802.00 per month and still have to pay rent, utilities, phone, etc. I did have a payment arrangement and did fine with that until I was laid off from my jobs. I had breast cancer surgery in May 10.
We go to court next week. I tried to make different payment arrangements and tried to settle for a one time offer. Tried to see if they would work out anything. The owner said no. Please answer this question b/c I go to court next week.