TOD liability for medical bills in Illinois
My friend has named me beneficiary of his stock via TOD. He is in end stage heart failure and receives medical care only from the VA. (He did not qualify for Social Security so does not have Medicare.) The nearest VA emergency room is an hour's drive from him. He is very ill and has entered the local emergency room twice recently and been admitted to the hospital for week-long stays. The VA has refused to reimburse the hospital. His bills are very high, and they are harassing him. He refuses to pay any of these bills, as the VA is responsible for them. Upon his passing, will these creditors be able to collect from me, making claim to the TOD inheritance?