Time allotment before you get transferred to a collector

by Summer
(San Pedro, ca)

How long must a company or apartment complex hold onto your account before it gets sent to collections? Do they have to provide notices before they send it to collections?

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Nov 30, 2011
Time allotment before you get transferred to a collector
by: Debtcollectionanswers

There is no law or rule that dictates when a company must send a past due account to collections. It's up to the company to decide if and when it does. Therefore, some kinds of companies are quicker to turn over a debt to collections than others.

Also, there is no law or rule requiring a company to let you know that it is about to send your past due debt to a collector. Typically, companies will send consumers that owe them money a series of letters asking them to pay what they owe and at some point they may indicate that if the consumers don't pay up, their debts will be turned over to a debt collection agency; but that is not something they have to do. In other words, your past due debt could end up in collections without your having received any prior notice.

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