Threatened To Clear My Bank Account
Their rep told me he would make sure they would clear my account and that I would be in a worse financial situation.
Reply from DebtCollectionAnswers.com: Jack, has the debt collector obtained a judgment against you? In most cases, a collector must first take you to court and get a judgment before going after property like bank accounts. If there is no judgment against you, then you should talk with a consumer law attorney right away to find out if the debt collector has broken the law.
If it seems like the debt collector is breaking the law, talk with a consumer law attorney. Find out how to get free legal advice from an attorney here.
If they do have a judgment against you, then you should take this threat very seriously. This time our advice is for you to set up a consultation with a bankruptcy attorney to find out what the collector can and cannot do to you to collect. The attorney will be able to advise you as to what property is "exempt" or "safe" from creditors, and explain your options.
Good luck - we hope you're able to resolve this.