credit card collection and car by: DebtCollectionAnswers.com
Helen,
A debt collector collecting a delinquent credit card debt cannot just take your car if you can't pay. (The only circumstance we can think of is if you owe the credit card debt to the same lender that holds your car loan and you signed a cross collateralization agreement. That would be very unusual.)
Helen, we really encourage you to you can contact a local consumer law attorney with experience in debt collection cases. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.
If the debt collector made an illegal threat - and that certainly sounds possible based on what you are saying - the attorney can help you.