Tate and Kirlin Associates

I have recently been contacted about a debt from 2005 that was dismissed in a chapt 13. I contacted the original creditor and they said the account was charged off. I then contacted another collection agency that was listed on my credit report and they said the account was sold to another agency that I needed to contact them.

So I called agency and we set up a payment plan to start paying on the debt he also reduced it. He said once I started paying they'd send out the agreement.

One of the associates contacted me again while I was at work and I told him not to call me at work and that he was in violation. When I did have time to call back a few days later to get the paysite info to send payments the mgr told me that the associate had closed the account for refusal to pay which is not true he said the account would be sent back to original creditor and they can persue it from there.

He then went on to say that he can try to retrieve it before it went off and that I had 24 hrs to make a payment that's how long he can hold the account for. Me wanting to go ahead and get this over with send them a payment my question is should I have sent a payment to them or waited til it got back to the original creditors.

Comments for Tate and Kirlin Associates

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Nov 15, 2011
debt discharged in bankruptcy
by: DebtCollectionAnswers.com

We don't understand your complaint. Why are you paying on a debt that was discharged in your bankruptcy?

May 25, 2012
TATE & KIRLIN ASSOCIATES
by: Anonymous

THIS ORGANIZATION IS THE BIGGEST BUNCH OF LOSERS THAT I HAVE EVER DELT WITH. THEY ARE A BUNCH OF WANA BE LAWYERS THAT DO NOT HAVE A CLUE ABOUT THE FAIR DEBT COLLECTION LAWS, HOW DO I KNOW THIS BECAUSE THEY HAVE BEEN REPRIMANDED IN COURT AND LOST EVERY CASE .

IF THEY SHOULD CONTACT YOU AGAIN TELL THEM TH CONTACT 215-597-7272. THIS NUMBER IS THE TYPE OF PEOPLE THAT WOULD ENJOY RECEIVING THEIR CALLS !

THIS IS THE US MARSHALS TASK FORCE LOCATED IN THE JAMES A. BYRNE - US FEDERAL COURTHOUSE 601 MARKET STREET, SECOND FLOOR, ROOM # 2110 PHILADELPHIA,PA 19106

DO TO THE FACT THAT A FEDERAL JUDGE HAS ALREADY HAD DEALINGS WITH THIS ORGANIZATION THEY MAY HAVE AN INTEREST IN THE FACT THAT THEY ARE NOT FOLLOWING THE JUDGES DISMISSAL AND INSTRUCTIONS THEY WERE GIVEN ABOUT THEIR ACTIVITIES.

Mar 30, 2015
TATE KIRLIN
by: Anonymous

Lol, I have a repo that was charged off while I was in jail I haven't received a letter about this in 10 years and here they send this "kind letter to pay" Lol what a joke GMAC isn't missing this money.


Jul 08, 2015
Contacting my ATTORNEY
by: Anonymous

I'm filing a complaint with the BBB, then I'm filing charges to recover the $90.00 you have stolen from my checking account without my knowledge or permission. I will OWN you when this is said and done, I'm also contacting major media to address this in a public forum.

Reply from DebtCollectionAnswers.com

We hope you understand that we are not the collection agency -- we are a website for information about dealing with debt collectors. We hope your attorney will be able to assist you with resolving your problems with them.

Nov 11, 2015
ADT SCAM
by: Mother's Son

My husband (veteran) and cosigner on the above mentioned ADT contract, passed away on October 6, 2014. Due to extenuating circumstances, I needed to sell my home in Florida. On October 15, 2014, I called ADT to disconnect the alarm equipment. I moved out on October 22, 2014 and moved in with my son and his family in their home in Plano, Texas. They are long time ADT customers. My home sold on November 7, 2014.

On November 17, 2014 I called ADT again to confirm that the equipment had been disconnected. Their agent confirmed that it was, but stated that just because the equipment had been disconnected, did not also mean that the service contract had been cancelled. So, I asked to have it cancelled. She said I needed to give 30 days’ notice, so I would still need to pay for December and that December would be my last bill. She also stated that because I was breaching the contract, I would be charged $1095.17.

I do not believe that the above stated situation would constitute a breach of contract. The ADT contract states that I must own the premises where the equipment is installed and serviced. I no longer own the premises. This is a contract for service and I no longer own a premises for ADT to service.

In addition, you have raised my initial rate of $55.99 per month twice now. Once during the first year it was raised to $59.35 and finally to $60.43. I never agreed to these increases.

Therefore, I RESPECTFULLY DISPUTE THE VALIDITY OF THIS ALLEGED DEBT. My final payment (Check #1259) was processed by ADT on December 31, 2014.

I ask that you please forward a letter of debt cancellation.


Reply from DebtCollectionAnswers.com:

We are sorry to hear of your loss, but please understand we are not the collection agency. We are a website that publishes information on how to deal with collection accounts. We recommend you send the collection agency a certified letter stating your dispute. You may also want to file a complaint with the Consumer Financial Protection Bureau which regulates debt collectors. And get our free ebook here which explains your rights when dealing with collection agencies.

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