Taking me to court?
I went to the hospital in June (2011) because I had fallen into a window and cut my arm open. They started sending me bills for hospital visit, but I just didn't have the funds to pay for it. A few months after the incident a debt collector agency started sending me mail notifying me they now have the account. Now a few months ago I was contacted by phone and they told me I needed to set up a payment option and have everything paid off by March or it would go onto my credit. The guy also told me that they were on the verge of taking me to court. He gave me no options. He said that I had to at least pay $90 dollars every two weeks (everytime I get paid). Well I gave them a down payment of $300 so I could pay less. He said the least amount he could take was &75 every two weeks. Now I am a single mom and don't have that great of job. I can't afford to pay this! I attemtped paying it a few times and then closed out my account because I couldn't afford it anymore. The guy starts calling me again and said that they have my paper work all ready to go to court because I backed out of my payments. I believe the amount I have left to pay is $1200? Anyways I tried to explain my situation and told him that I would attempt to pay it off when I get my taxes back and he agreed to that. Now he is calling me on my work phone AGAIN saying that they are about to process my paper work for taking me to court because I haven't paid and is trying to say I have to set up a payment to come out on the 29th (my expected taxes are suppose to be here on the 28th). I told him I can't risk that in case my taxes don't come in. Now I am trying to get things taken care of, but he is saying since I won't give him a check number that they will be taking me to court. Will he really take me to court? And again I believe I owe like $1200 and I live in the state of Illinois.