Summons for Judgment

by Shellie
(Omaha, NE. USA)

I was served a summons for judgment. Old doctor bill for $1,000 approx. a year ago. I have 20 days to respond. I called the attorney listed who said I need to speak to the collection agency. The attorney's office gave me the CA phone number. I called and they won't accept $1,000. They now want $1,600 for fees, attorney fees, court costs, interest, etc. What should I do now?

File an answer with the court that I tried to settle for full amount? I am judgment proof at this time. No real or personal property. I do receive $900 a month child support. I do own a 12 yr. old car with 189,000 miles on it. I haven't worked in years so no tax refund checks coming my way.

Please any advice would be appreciated.