Sued While On Public Assistance

May 02, 2010

sued for a debt while on public assistance
by: Gerri

Rob,

Thanks for submitting your question about dealing with debt collectors on our Q&A page.

You may well be judgment proof because you are on public assistance. That means even if the collector or creditor or successfully sued you, they would not be able to collect the judgment from you at this time.

I don't know whether they are is protection offered to you under your state's laws that would prevent you from being sued because you are on public assistance. While most creditors do not want to pursue someone who is judgment proof, some proceed with a lawsuit anyway because it gives them any longer time. To collect.

I assume you really don't have money to hire an attorney, but I would urge you to at least set up a a free consultation with a bankruptcy attorney who can tell you whether you are judgment proof, and who may give you some advice about dealing with this debt collection lawsuit.

I would also encourage you to make sure you show up in court if it turns out that the creditor or collector does pursue its lawsuit against you. If you do not show up, they may be able to get a default judgment against you.

I hope this helps. Please let us know how this goes for you.

Sued While On Public Assistance

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