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Sued by Debt Collector/Credit Card Co. in PG County Maryland

by Lynn
(England)

I am being sued by Discover Card/Collection Agency. The reason why I say I'm being sued by both is because I'm certain the debt was sent to a collection agency but when I looked online (Maryland Judiciary Case Search)it says Discover Bank is the plaintiff.

My situation: I relocated (marriage) from Maryland to England. My folks are being harassed with phone calls and a sheriff appeared trying to serve a summons. My folks told them that I no longer lived there and they didn't have a forwarding address. I also notice online that what's listed as my residence is actually my parent's residence. I don't want to get them in trouble the case is civil and I owe $5466.00

My question is what do I do? I still haven't found a job in the UK and my hubby works part-time as it is. How should I handle this? Try and contact Discover Bank? Give them my current address? I don't want this affecting my visa.

Any help would be great!

Comments for
Sued by Debt Collector/Credit Card Co. in PG County Maryland

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Jan 21, 2011
 being sued while out of the country
by: DebtCollectionAnswers.com

Lynn,

If you are sued and do not appear in court, the creditor will likely get a judgment against you. The judgment will allow additional avenues for collection, but if you don't have anything in the U.S. they can go after, then there is not likely much they can do. (If your parents are not cosigners then their assets should not be at risk.)

The problem is this judgment may haunt you for a long time. In most states, judgments can be renewed indefinitely. You may find yourself dealing with it if and when you decide to come back to the states.

We would suggest that you at least set up a free consultation with a bankruptcy attorney - probably one in Maryland - to find out what your options are for dealing with this. You don't state whether you have other debts, but if either way, it would be a good idea to talk with the attorney.

Good luck!

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