Submit Your Debt Collection Questions Here

Mary Reed and I wrote the e-book Debt Collection Answers because we really do have a passion for helping people find solutions to their financial challenges. We invite you to ask your questions about debt collectors here. But we do need to add a few important instructions.

  1. Don’t expect legal advice. Though Mary and I have worked with some terrific attorneys (like the late consumer law attorney John Ventura, and now with attorney Robert Brennan, our coauthor for the California edition), we aren’t lawyers. Even if we were, we couldn’t offer legal advice on the Internet. We will answer questions to the extent that they can help other people understand the concepts we describe in the Debt Collection Answers e-book. Also, we can’t go into details on the laws in every single state. If you need legal advice, please contact a consumer law attorney in your state with experience handling debt collection cases.
  2. If possible, please read our e-book Debt Collection Answers before you submit your question. It will provide answers to many of your questions about dealing with debt collectors, and it may alert you to some consumer protections you didn’t even know you have!
  3. Please be patient. Mary and I love to help when we can. We will answer questions on a first-time, first-serve basis as soon as we can get to them. Questions from those who have read the e-book will be given first priority. And of course, that also means if something urgent has come up – you have been notified of a court summons, for example - this is not the place to get advice! Please contact a consumer law attorney for help.

Finally, thank you for giving us the opportunity to help when we can. We know you’re hurting and we hope Debt Collection Answers will help!

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Call the Debt Hotline at 1-888-495-0133

Read answers to the debt collection questions we have answered here

Other Questions and Answers

Click below to see questions from other visitors to this page...

Wage Garnishment Old Debt 
I received a letter from a collection agency on 3/16/11 stating I owe a debt with a judgment on it from 2006. This debt does not appear on my credit report …

Collection of G.I. Bill Covered Tuition 
I enrolled in an online school in 2005 in which i was considered a 3/4 student. I didn't receive the full amount for tuition so i had to make up the difference, …

Debt collector takes money for my moms debt 
I'm 21 years old and received a letter asking me to pay an old medical bill. The date of service was Aug, 2005. Almost 6 years ago. I asked them what this …

Debt Collection Policy 
I had a student loan in 2005 for 30,000. In 2006-2007, I had to leave school. When I was able to come back, the loan company stated I needed to pay about …

How Do I Work With Them? 
I have a company calling me for a college tuition bill from over 2 years ago. I paid the college directly not even 30 days after hearing about it, but …

Debt Collector Won't Accept Reduced Payments 
I had a debt collector call me and offer me a settlement on a card card it was a fair settlement but when i told him the best i could do was $100.00 per …

Being Sued by Debt Collector For Written Contract 
I am being sued by Asset Acceptance LLC for a loan that was a written contract in Kentucky and they have filed for summary judgment with a court date next …

Settling Debt Advice 
I would like to settle with a debt collector. I have owed for many months $77,000 to citi bank. I would like to offer them a lump sum settlement. What …

how do I settle my debts?  
If a relative is willing to lend you money to pay your debt to creditors at a reduced amount what is the best way to present this to the creditors? What …

Wrong Number 
What should a debt collector do on reaching a wrong number.. shouldn't he apologize..?

Harassment by Cohen & Slamowitz ! 
I have an an old account from 1995 that I was behind in payments for, but I arranged for monthly payments to pay off the credit card. I did so and saved …

debt collector on credit report 
I have Reiln Goldstin & Crane on my credit report i never heard of them.

Unfair Collecton 
I am trying to find out if it is legal to take money out of my bank account - without letting me know they will do that.

debt judgements 
I understand that if a collector gets a judgment against someone that pension and social security disability can not be touched. I am on a early retirement …

Third Party Collector Abilities? 
After my original debtor wrote off my debt due to job loss in 2008, the account has gone through 3 debt collectors. Is it in my favor to negotiate with …

Women Collection Accounts 
Three Reasons Why Women Struggle With Debt Collectors We’ve heard from thousands of people struggling to resolve collection accounts, and debt collection …

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This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2016 by Mary Reed and Gerri Detweiler.
All rights reserved.

Disclosure: We may receive compensation for marketing some of the services mentioned on this site. Above all though, our goal is to recommend products and services we believe can help our readers. You can learn more here.