Still pay bill after receiving summons for small claims?
(San Jose, CA)
I just received a summons for a court date for small claims court (I'm in CA) for the end of January. This was for a personal loan, and I am only 2 months behind. The other day when I talked with the company, they threatened wage garnishment and I told them I could pay by the end of the week 1 month, then this week would get caught up. Well I paid the 1 month (September's payment) and was just about to pay the October payment when getting the summons today. So technically I am only about 2 weeks behind now, since the payments were due on the 20th of the month. So since they've gone ahead with the lawsuit, should I even bother to keep paying the bills to come, and can they keep adding on late fees if I stop paying, since they filed suit for the $2044 balance?? Also, in court, will they automatically do a wage garnishment or will I be able to make monthly payments from there? This is the farthest behind I have gotten on this bill, it has been paid every month, just sometimes after the due date and another bill had been issued.