SSI and Pension - are those always exempt?

by Sam
(Florida)

My 80+ year old mother in law got herself into some bad credit card debt and stopped paying.

As I understand the law, SSI and pensions are garnishment and judgment proof. She has no other asset, income or property.

Is there any way she can be forced to pay on those debts?

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Dec 08, 2010
SSI and Pension Exemptions
by: gerri

Sam,

We try to never say "always!" There seem to be exceptions to every rule.

While your mother is probably fine, please go ahead and set up a free consultation with a bankruptcy attorney so you can find out for sure if she is judgment proof. If she is, then letters to the collectors (and even the creditors) explaining the situation should be sufficient to get them to leave her alone.

Good luck. We hope this works out OK.

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