by Lisa M
I am trying to settle a debt from a debt collector/law firm company and they will not even take a settlement offer unless I give them my employer information - Name, address, phone number and annual salary. I have contacted them several times and they are unwilling to even attempt to work with me unless I give them this information. I have read that they can attempt to use this information against me. Am I "OK" to give them this information without fear of them using it against me later (garnish my wages or contact my employee excessively)? I would very much just like to settle this debt. Also, if I only have one joint checking account, could they still go in and try to freeze or take funds even if it is not a solo account (I have not offered ANY financial institute info to them), but I am just not sure what they can and can't do. (I live in NM if that helps). And just one more - if I received a summons without a court date, and am not able to settle this within the 30 days I was given, can a judgment just be issued against me without a court date? Thanks!