Refusal of funds
I live in Indiana. I was on vacation in Florida and went to the emergency room. I was seen by nurse and doctor. I was there for 1 hour. I was given eye drops and a script for antibiotic for throat infection. I have insurance. I have received statement from insurance co. Bill from doctor is $255. Bill (not yet received) from hospital totals $906 (this outlandish amt. ???) I called billing for doctor. Specialist said that I had to pay $20 month. I said I cannot afford this and I can pay $10. She said that if I do not pay $20 per month, I will be sent to collections. I thought if I was paying something, I would not be sent to collections. Who is right?
Thank you so much and I appreciate your time!