Refund Check From Unpaid Collector

by Caitlin
(Colorado)

My husband and I owe a credit card company approximately $2,600.00. We had paid the debt collector representing the credit card company previously October 2010-December 2010 and then our finances continued to nose dive and we couldn't continue paying them.

In February/March they garnished our bank account and after months of hearing nothing from them, they've just sent a hand written check for $57.84, saying it's a 'refund check.' At the bottom of the notice it states the usual 'This is an attempt to collect a debt,' etc. We won't cash it of course, but is this legal for them to do and are they trying to find out any new banking information?

We're just wondering what they're up to as we still owe and intend to pay the money.

Thank you for any answers you can give.