Reaffirming car loan in bankruptcy and car loan fees

my car loan was included in my bankruptcy. I did not reafirm the debt, but I did continue payments. I have paid off the car and have the title. But in order to get my pay off I had to pay lates fees and interest? My understanding was that I only had to pay the value of the car.
Can I sue the bank to be refunded all of the late and interest fees?