Privacy Question

May 02, 2010

debt and privacy
by: Gerri

Lynn,

Thanks for submitting your debt collection question on our Q&A page.

Under the Fair Debt Collection Practices Act, a debt collector is not allowed to tell third parties about your debt. The exceptions would be your spouse or cosigner.

However, I assume this is a situation where a bank employee told someone about your debt. While the FDCPA does not apply to creditors collecting their own debts, there may be state laws that apply here. At a minimum, it sounds unethical, and I would hope that employee would be stopped from that kind of behavior in the future.

My best suggestion would be for you to contact a local consumer law attorney with experience in consumer credit/debt collection cases. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Will you let us know what they have to say? You can use the comments link below to update us.

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