I received a phone call at home telling me I owed a payday loan company back from 2004. Apparently it's a loan that I did online for 1000 dollars. They are asking for me to make payment arrangements over the phone with a debit card or checking account or they are in the process of suing me and sending me to court. This agency is out in the Eastern part of us. They don't want to give me any more information over the phone until I set up payment arrangements with them. What should I do.
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