My daughter owes the hospital $150.00 she has requested to make 2 payments on this to pay it off and the hospital refused the payment stating they will only do payment in full is this legal?
There is no law requiring the hospital to accept the payment schedule offered by your daughter. However if I were your daughter I would try again. She should put her offer in writing and send it to the person at the hospital who is in charge of its accounts receivable. (Tell your daughter to make a copy of her letter for her files.)
In her letter, your daughter should explain that she cannot afford to pay the full $150 in a lump sum (assuming that is true) and that instead, she would like to pay what she owes in two payments of $75. Her letter should be specific about when she will make each of the payments.
If the hospital denies your daughter's request for a second time, I suggest that she call the hospital to learn why and to find out what kind of payment plan it would accept. It seems to me that if your daughter is willing to pay what she owes, the hospital should be willing to work with her.