Can you give me some advice. I have a personal loan and the last couple of month have gotten harder. I have fell a couple of months behind on my loan payments. I have explained my situation to the company and let them know that I will catch up the loan asap. As you very well know once you get behind it is very hard to catch up. I talked to the company again to explain my situation and ask if I could put the loan on hold and make payment arrangemnts to catch my loan up so I can start making my payments on a regular basics. I was told that they could not help me that I need to come up with $150 within 24 hours or the deal they were offering me was void. I explained to them that I already had my 2nd electric bill notice that I has to pay the next day and I had rent due and I did not get paid for another week and all he told me was I wish I would have gotten ahold of you last week. I have tried to set up payment arrangement I have explained my situation and let them know that my intent is to pay back the bill I am just having a really hard time. They are now threating to sue and garnish my wages.
My Question: What can I do I am trying to pay this loan back I but they will not work with me to make payment arrangements to get my loan back on track.