Paying back owed debt

by Joe
(Chatham Ontario)

I've recently been contacted by a person claiming to be Rogers Wireless records department. When I searched the number online I have found it actually comes back to an Allied
International Credit.

My question is that i did have a past due debt with my bank a while ago and they have also
sent the account to collections. But instead of paying anything to them i paid it directly
to the account i had with the bank where the debt was accumulated.

What i want to know is would that be possible to do again with the account from rogers wireless if it's still registered with my bank and allows me to make payments to that account ?

Comments for Paying back owed debt

Click here to add your own comments

Jun 27, 2009
Do you owe unpaid debt?
by: Gerri

Joe,

I know it's pretty stressful to get a call from a debt collector, but don't assume the worst. Within 5 days of that initial phone call you are supposed to get a written notice describing the debt. Be on the lookout for it.

When you get the notice of the debt, take the steps we describe in the book to ascertain:

- Whether you owe it
- Whether the amount is correct
- Whether it is too old (outside the statute of limitations or "time barred.")
- If you do owe it, how you will handle it.

Remember, you have the right to dispute the debt. You do not (and I would say should not) have top discuss the debt until you have enough information to know how to handle it.

If you do not get a written notice of the debt, make a note of that fact, call the collection agency, and see what they have to say. Say as little as possible on your part, and insist that you will deal with the debt after you receive the written notice. (That's your right under the federal Fair Debt Collection Practices Act.) If they won't send it, you may want to contact a consumer law attorney.

Have our free Debt Collector Contact Worksheet - which you can download from this site - handy with you when you call so you can take notes about your conversation.

There could easily be a mix up here, so don't get too worried until you find out more about what's going on.

Good luck and please let Mary and I know what happens!

Click here to add your own comments

Return to Debt Collection Questions.

Learn how debt collection laws can help you!
This website does not provide legal advice.
All information is for educational purposes only.
Copyright 2007 - 2016 by Mary Reed and Gerri Detweiler.
All rights reserved.