Past Due Accounts that have been turned over to a colelction agency
(Benton, AR USA)
I had a past due account. and they called maybe twice i never recieved a bill. and then they turned it over to a collection agency. But isn't it true that in order for them to turn it over to a collection agency that there must be some type of disclaimer on the paper that was signed that if it goes unpaid we have the right to turn it over to a collection agency?