Over 10 year old debt

Jul 25, 2010

Being Contacted About an Old Debt
by: Mary

Thanks for submitting your debt collection question on our Q&A page. .

Creditors can continue to pursue past due debt for many, many years. What they can't do is sue you over a debt once the statute of limitations on the debt has run out. My information shows that in CT, the statute of limitations ranges from 3 to 6 years depending on the type of debt.

Regarding your question about whether a debt can be sold. Yes, it can be; however selling a debt has no impact on the statute of limitations for the debt.

I am not 100% clear about the matter of your protection insurance, but if you are saying that you fell behind on the debt when you were unemployed and your insurance company was supposed to pay it and did not, contact the company to resolve the matter.

If you believe that you should not be contacted about the debt you are writing about, I recommend contacting a consumer law attorney in your area that handles debt collection issues. Find out how to get FREE or low cost legal advice about debt collection from a consumer law attorney here.

Please share what happens with your situation in the comments section for this question. We are very interested in hearing how this turns out for you, and your experience can help others who are struggling with debt collectors.

Over 10 year old debt

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Over 10 year old debt