orthodontist bill for 19 year old daughter 3 years old, collection letter came to parents of her name, didn't use our names
we owe my 19 year old daughter's orthodontist 2,600 in mass. The bill is 3 years old. They never harassed us for it. Insurance paid some of it, as did we. made one payment of $50 in November. Haven't been able to send anything since then. Times are tough. The bill went to collection, and the letter came addressed to parents of: my daughter's name. It doesn't use our names. The original payment book was also in my daughter's name. The orthodontist said technically my daughter is responsible for it. Who is? Also, my daughter is not working, but will be. So, I wrote a letter, told her to sign, and I will enclose $50. We will pay $50 a month until paid. I thought this was better than calling them, and possibly arguing with them. Plus, I don't want to give them any information concerning myself or my husband.
How does this sound? I have dealt with collection agencies in the past, and usually speaking with them on the phone is a mistake. Sending them a payment, with a letter is usually the best way to handle them. I will copy the original letter I send and keep track of the payments.
We don't have any money, and this is the absolute most we can pay. Even $50 a month will be difficult, can we pay $25?
Thanks for any input.